a.The table below defines the applicable requirements and thresholds in each Country.
i.POS Capability: POS Terminals must be capable and Cards must be accepted in accordance with Chip and/or PIN requirements listed in Section 2.1, "In-Person Charges".
ii.Contact Limit: Maximum Amount for a Contact Transaction with No CVM.
iii.Contactless Limit: Maximum Amount for a Contactless Transaction with No CVM
iv.Aggregated Limit: Aggregated Charge Limit
v.Retention: Record Retention Period
vi.FFR: Merchants in these countries are subject to the Fraud Full Recourse Programme (see Section 5.11, "Fraud Full Recourse Programme".)
vii.EMV FLS: Transactions in these countries are subject to the following Chargebacks: EMV counterfeit (ISO 4798) listed as “Counterfeit” and/or EMV Lost/Stolen/Non Received (ISO 4799) listed as “Lost/Stolen”.
Country |
POS Capability |
Contact Limit |
Contactless Limit |
Aggregated Limit |
Retention |
FFR |
EMV FLS |
---|---|---|---|---|---|---|---|
Section |
|||||||
Argentina |
Chip Only Country |
ARS 1,000 |
ARS 8,000 |
USD 15 |
36 months |
Y |
Counterfeit |
Australia |
Chip and PIN Country |
AUD 35 |
AUD 200 |
AUD 15 |
12 months |
Y |
Counterfeit |
Austria |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
N |
Counterfeit, Lost/Stolen |
Belgium |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Canada |
Chip and PIN Country |
CAD 50 |
CAD 250 |
USD 15 |
24 months |
Y |
Counterfeit, Lost/Stolen |
Denmark |
Chip and PIN Country |
DDK 01 |
DDK 350 |
DDK 100 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Finland |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 10 |
18 months |
Y |
Counterfeit, Lost/Stolen |
France |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Germany |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
N |
Counterfeit, Lost/Stolen |
Iceland |
Chip and PIN Country |
ISK 01 |
ISK 7,500 |
10 GBP |
18 months |
Y |
Counterfeit, Lost/Stolen |
Hong Kong (Special Administrative Region of China) |
Chip Only Country |
HKD 1,000 |
HKD 1,000 |
USD 15 |
12 months |
Y |
Counterfeit |
India |
Chip and PIN Country |
INR 0 |
INR 5,000 |
USD 15 |
12 months |
Y |
Counterfeit |
Italy |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Japan |
Chip Only Country |
JPY 15,000 |
JPY 15,000 |
JPY 1,200 |
12 months |
N |
Counterfeit |
Luxembourg |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Mexico |
Chip and PIN Country |
MXN 250 |
MXN 1,500 |
USD 15 |
12 months |
Y |
Counterfeit, Lost/Stolen |
Netherlands |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
Y |
Counterfeit, Lost/Stolen |
New Zealand |
Chip and PIN Country |
NZD 100 |
NZD 200 |
USD 15 |
12 months |
Y |
Counterfeit |
Norway |
Chip and PIN Country |
EUR 01 |
NOK 500 |
NOK 100 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Singapore |
Chip Only Country |
SGD 200 |
SGD 200 |
USD 15 |
12 months |
Y |
Counterfeit |
Spain |
Chip and PIN Country |
EUR 01 |
EUR 50 |
EUR 15 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Sweden |
Chip and PIN Country |
SEK 01 |
SEK 400 |
SEK 100 |
18 months |
Y |
Counterfeit, Lost/Stolen |
Taiwan (Province of China) |
Chip Only Country |
TWD 3,000 |
TWD 3,000 |
USD 15 |
12 months |
Y |
Counterfeit |
United Kingdom |
Chip and PIN Country |
GBP 01 |
GBP 100 |
GBP 10 |
18 months |
Y |
Counterfeit, Lost/Stolen |
United States |
Chip and PIN Country |
USD 200 |
USD 200 |
USD 15 |
24 months |
Y |
Counterfeit, Lost/Stolen |
1 Unless it is a Transaction conducted at an unattended terminal for transport fares and parking fees only. The limit for such Transactions will be the corresponding Maximum Amount for a Contactless Transaction with No CVM.